Effective date: 19 October 2026

This Privacy Policy explains how Toriva Business Management LLC ("Toriva", "we", "us") handles personal information in connection with Toriva One, our mobile applications and the related account, service-request and support functions. It covers applicants, customers, authorised representatives and people whose documents are submitted for a requested service. The separate Website Privacy Notice describes the public marketing website.

1. Who is responsible and how to contact us

Toriva One is operated by Toriva Business Management LLC, First Floor, Art Of Living Mall, Dubai, United Arab Emirates. For privacy questions, access or correction requests, or to request account or data deletion, call +971 50 952 1152 or contact Toriva on WhatsApp. State that your request concerns Toriva One and provide the email address or phone number associated with your account. Do not send your password, one-time sign-in code or payment-card security code.

2. Information we handle

The information needed depends on the features you use and the service you request. We receive information you enter or upload, information provided by an authorised representative, updates created by our service team and technical information generated when the service is used.

If you provide information about another person, you must have authority to do so and make this policy available to that person or their parent or guardian, as appropriate.

3. Why we use this information

We use relevant information to create and administer accounts; verify access; answer enquiries; assess and process requested services; check required documents; communicate about cases; coordinate appointments and applications; provide case updates and completed documents; issue and reconcile invoices, payments and refunds; administer eligible wallet and referral activity; deliver reminders you request; provide support; maintain service reliability and security; investigate misuse; and meet applicable record-keeping or legal obligations.

Public directory or rating information is used for the listing or contribution you choose to make. We do not publish private passport, Emirates ID or other case documents as directory content.

We use information as needed to perform the service you request, manage our relationship with you and comply with applicable obligations. Where a particular use requires your consent, we request that consent and you can withdraw it by contacting us. Withdrawing consent does not reverse processing already carried out and may prevent us from completing a service that requires the information.

4. Who may receive information

We share information relevant to a specific purpose with:

The payment or communication provider used for a particular interaction is identified in that interaction. If you choose WhatsApp, an app store, TestFlight or another external service, that provider also processes information under its own privacy terms. We do not sell your personal information.

5. Storage, transfers and security

Toriva uses its service infrastructure and supporting providers to store and process account, case and document information. Depending on the service or provider involved, processing may take place in the UAE or another country. We consider the protection of personal information when engaging providers and arranging transfers, and apply safeguards required by applicable law.

Access to account and case information is limited to authorised people and providers for the purposes described in this policy. No internet service, transmission method or storage system can be guaranteed completely secure. Keep your device and sign-in information protected and contact us if you suspect unauthorised access.

6. How long information is kept

We retain information for the purposes for which it was collected and for any applicable legal, accounting, application-processing, dispute-resolution or security requirements. The relevant period depends on the type of record and the service, rather than a single period for all app data:

When information is no longer needed and no retention obligation applies, we delete it or render it non-identifiable. Contact us for information about retention relating to your particular case.

7. Your choices, access and deletion requests

You can contact Toriva using the details in section 1 to request access to your information, correction of inaccurate information, account closure, deletion of personal information, or withdrawal of consent. Depending on applicable law, you may also request a copy of your information or object to or restrict particular processing.

For account deletion, state "Toriva One account deletion" and identify the account by its registered email address or telephone number. We may need to verify your authority before acting, using information proportionate to the request. We will explain any information that must be retained, the reason for retention and any effect on an ongoing service. Deleting the app from your device does not itself delete your account or service records. An authority or institution that has already received an application may retain its records independently.

You can disable notifications in your device settings. Contact us if you want reminder information removed or assistance with an account control. Where an account or privacy control is available within the app, you can also use that control.

8. Device permissions and local information

A feature that lets you take a photograph or select a document may use a system camera, photo or file picker. Your device controls the permissions requested by the installed version. You can review or change permissions in device settings; denying access can limit the related feature. Notification permission controls push notifications. Signing out or removing the app can remove locally held app information but does not replace an account-deletion request.

This policy does not authorise unrelated access to your contacts, microphone, precise location or photo library. If a feature requires additional personal information or permissions, its purpose must be explained when requested.

9. Dependants and children

Toriva One is intended for people managing business or personal service requests, rather than an app directed at children. A parent, guardian or other authorised representative may need to provide a dependant’s information for a family or residency application. That information is handled for the requested service, not for advertising to the child. Contact us if a child has provided information without appropriate authority.

10. Changes and privacy enquiries

We may update this policy to reflect changes to the app, services or applicable requirements. The effective date above identifies the current version. Where a material change requires notice or consent, we will provide the appropriate notice or obtain consent. For a concern about how your information is handled, contact Toriva using section 1 so we can review it and explain the next steps.